Mississippi Security Deposit Law (2026)
Under Miss. Code § 89-8-21, landlords in Mississippi have a strict deadline of 45 calendar days to return your security deposit. Wrongful bad-faith retention entitles tenants to recover up to Forfeiture of all deductions + 100% refund required.
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Statutory 45-day return deadline under Miss. Code § 89-8-21.
Statutory deadlines begin the day you vacate and return the keys.
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Mississippi Security Deposit Law Quick Facts
Statutory figures codified for demand letters and small claims court filing
| Deadline to Return Deposit | 45 Calendar Days |
|---|---|
| Statutory Bad-Faith Penalty Multiplier | 100% Deposit Forfeiture + Legal Fees |
| Small Claims Court Dollar Limit | $3,500 |
| Itemized Deduction Receipt Requirements | Mandatory written itemization with contractor receipts |
| Official Legal Citation | Miss. Code § 89-8-21 |
Normal Wear & Tear vs. Damage Under Mississippi Law
Landlords in Mississippi frequently attempt to pass routine apartment turnover costs onto departing tenants. Under state statute, deductions for natural aging and ordinary occupancy are illegal.
- ✓Normal wear and tear
- ✓Repainting faded walls
- ✓Pre-existing damage
- ✓Routine carpet cleaning
- ✓Minor scuff marks on walls
- ✓Worn carpet from normal use
- ✓Faded or sun-bleached paint
- ✓Minor nail holes from hanging pictures
- ✓Charges without itemized written notice
- ✗Large drywall holes, cracked mirrors, or broken interior doors
- ✗Carpet burns, bleach spills, or permanent pet urine staining
- ✗Unauthorized dark wall paint or peeling permanent adhesive
- ✗Shattered windows, missing blinds, or broken appliances
Frequently Asked Questions: Mississippi Deposit Law
Clear legal answers for tenants recovering withheld rental funds.
How long does a landlord have to return a security deposit in Mississippi?
Under Miss. Code § 89-8-21, your landlord has exactly 45 days after you surrender the premises and return the keys to return your deposit or provide an itemized written statement of lawful deductions.
Can I sue for double or triple my deposit in Mississippi?
While Mississippi does not have an automatic multiplier, landlords who violate return deadlines completely forfeit their right to withhold any portion of your deposit and can be ordered to refund 100% plus court costs.
Do I need to send a certified demand letter in Mississippi?
Yes, sending a formal demand letter via USPS Certified Mail with Return Receipt is critical. Small claims court judges require verifiable proof of delivery before awarding statutory penalties or attorney fees.
What is the small claims court limit in Mississippi?
The individual small claims limit in Mississippi is $3,500. If your total recovery target (deposit plus statutory penalties) is within this cap, you can litigate affordably without paying expensive attorney retainers.